RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY (the “Promotion”)

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay by new users (who signed up for a Liquid Account in Changi Pay with referral code by 31 January 2026) during the Promotion Period: 06 August 2025 to 28 February 2026 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4.  To be eligible for this Promotion, Participants must:

a) Be a new user of Liquid Account¹ via Changi Pay (i.e., not have previously signed up for a Liquid Account); and
b) Successfully sign up for a Liquid Account via Changi Pay using the referral code² ‘NEWCP88’ on the Liquid Account registration page by 31 January 2026; and
c)  Make Eligible Overseas Transactions using Liquid Account via Changi Pay by 28 February 2026

Definition

5. “Eligible Overseas Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet. 

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics

6. Upon fulfilling the eligibility criteria in Clause 4, the Participant will be eligible to receive up to S$88 e-Vouchers when they spend overseas using Changi Pay as follows:

              a) S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5^th Eligible Overseas Transaction; and
              b) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and
              c)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and
              d) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and
              e) S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and
              f) S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spend.

All Eligible Overseas Transactions must be made with Changi Pay by 28 February 2026.

7. This Promotion is limited to the first 200 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis. 

8. The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively within 21 working days after each promotion calendar month-end. 

9. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

10. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12. A Participant will not qualify for the Promotion and their Eligible Overseas Transactions will be rejected if:

        a) The Participant has previously signed up for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently signing up for          a new Liquid Account);
        b) The Participant signed up for a Liquid Account through Changi Pay before the Promotion Period;
        c) The Participant deletes or unlinks their new Liquid Account from Changi Pay during the Promotion Period and cannot be verified by CAG.

   In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers or disqualify the Participant. 

13. All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
 

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 

19. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG.

20. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

21. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

22. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

23. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

____________________________________________________________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code ‘NEWCP88’ featured on the Changi Pay marketing collaterals - including the Changi App, marketing emails, flyers and digital brochures.

RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY (the “Promotion”)

 

1.  This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”). 

2.  By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.  

3.  Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay by new users (who signed up for a Liquid Account in Changi Pay with referral code by 31 January 2026) during the Promotion Period: 07 August 2025 to 28 February 2026 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”). 

Eligibility

4.  To be eligible for this Promotion, Participants must:
     a)  Be a new user of Liquid Account¹ via Changi Pay (i.e., not have previously signed up for a Liquid Account); and
     b)  Successfully sign up for a Liquid Account via Changi Pay using the referral code² ‘CPSTAFF88’ shared with Airport Community staff on the Liquid Account            registration page by 31 January 2026; and
     c)  Make Eligible Overseas Transactions using Liquid Account via Changi Pay by 28 February 2026. 
 

Definition

5.  “Eligible Overseas Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.    

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics

6.  Upon fulfilling the eligibility criteria in Clause 4, the Participant will be eligible to receive up to S$88 e-Vouchers when they spend overseas using Changi Pay as follows:
     a)  S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5^th Eligible Overseas Transaction; and
     b)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and
     c)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and
     d)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and
     e)  S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and
     f)  S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spend. 

     All Eligible Overseas Transactions must be made with Changi Pay by 28 February 2026.

7.  This Promotion is limited to the first 200 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis.. 

8.  The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively within 21 working days after each promotion calendar month-end.

9.  Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .  

10.  All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.  

11.  The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12.  A Participant will not qualify for the Promotion and their Eligible Overseas Transactions will be rejected if:
     a)  The Participant has previously signed up for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently signing up for      a new Liquid Account);
     b)  The Participant signed up for a Liquid Account through Changi Pay before the Promotion Period;
     c)  The Participant deletes or unlinks their new Liquid Account from Changi Pay during the Promotion Period and cannot be verified by CAG.

     In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers or disqualify the      Participant. 

13.  All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG.

14.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers. 

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

17.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints..  
 

GENERAL TERMS & CONDITIONS

18.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.  

19. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG. 

20.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion. 

21.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice. 

22.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail. 

23.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto. 
 

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment. 

² The Liquid Account referral code will be shared with Airport Community staff at all staff-related events starting with the QSM SG60 Staff Roadshow from 07 August to 08 August 2025 and through other internal communication channels.