RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY
1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 04 September to 31 December 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
Eligibility
4. To be eligible for this Promotion, Participants are:
a) New users of Liquid Account1 in Changi Pay, i.e., the digital wallet page in the Changi Application
b) Set up Liquid Account by 31 December 2025 using the referral code2
c) Use Changi Pay for overseas payments through Liquid Account by 31 December 2025
Definition
5. “Eligible Overseas Spend” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.
Examples of Eligible Overseas Spend include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
Promotion Mechanics
6. To qualify for the Promotion, the Participant must complete all the following steps by 31 December 2025:
a) Register for a Liquid Account1 for the first time via Changi Pay; and
b) Enter the referral code2 on the registration page of the Liquid Account before completing the registration process in Changi Pay; and
c) Make Eligible Overseas Spends using Changi Pay.
7. Upon fulfilling Clause 6, the Participant will be eligible to receive up to S$88 e-Vouchers when they meet the Eligible Overseas Spend or Transaction milestones set out in Clause 8.
8. The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively upon meeting the following cumulative Eligible Overseas Spend or Transaction milestones by 31 December 2025:
a) S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5th Eligible Overseas Transaction; and
b) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and
c) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and
d) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and
e) S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and
f) S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spend.
9. This Promotion is limited to the first 500 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis.
10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.
11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .
12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.
13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.
14. Participants will not qualify for the Promotion if they previously registered for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers.
15. All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG.
16. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.
17. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.
18. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.
19. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
GENERAL TERMS & CONDITIONS
20. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.
21. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG.
22. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.
23. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.
24. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.
25. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.
1 Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.
2 The Liquid Account referral code is featured in The Meatman YouTube Channel and Trip.com campaign webpage from 04 September to 31 December 2025.