海外支付

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 06 June to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants are:

a) New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application

b) Set up Liquid Account by 31 July 2025 using the referral code featured on Changi Pay promotion slips distributed through iShopChangi Home Delivery and iShopChangi Collection Counters from 06 June to 23 July 2025

c) Use Changi Pay for payments through Liquid Account by 30 September 2025

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/zh/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by the respective deadlines:

a) By 31 July 2025:

1) Register for a Liquid Account¹ for the first time via Changi Pay; and

2) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay

b) By 30 September 2025:

1) Make Eligible Transactions (with no minimum spend required) with Changi Pay.

7. Upon fulfilling Clause 6, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) on their 5^th Eligible Transaction in their Changi Pay digital wallet account.

8. Participants will receive an additional S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) on their 15^th Eligible Transaction.

9. This Promotion is limited to the first 3,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. The maximum e-Vouchers allocation per Participant is:

a) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) for the 5^thEligible Transaction

b) S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) for the 15^th Eligible Transaction

10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.

11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/zh/help/changi-app/changi-pay/outlets.html .

12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

19. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on ay issues or disputes related thereto.
________________________________________________________________________________________________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

²The Liquid Account referral code featured on the Changi Pay promotion slips, distributed through iShopChangi Home Delivery and iShopChangi ColCollection Counters from 06 June to 23 July 2025.

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 28 May to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants are:

a) New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application

b) Set up Liquid Account by 31 July 2025 with referral code featured on Changi Pay A5 Flyers distributed at Terminal 3 STEPS from 28 May to 30 May 2025

c) Use Changi Pay for payments through Liquid Account by 30 September 2025

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/zh/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by the respective deadlines:

a) By 31 July 2025:

1) Register for a Liquid Account¹ for the first time via Changi Pay; and

2) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay

b) By 30 September 2025:

1) Make Eligible Transactions (with no minimum spend required) with Changi Pay.

7. Upon fulfilling Clause 6, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) on their 5^th Eligible Transaction in their Changi Pay digital wallet account.

8. Participants will receive an additional S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) on their 15^th Eligible Transaction.

9. This Promotion is limited to the first 2,500 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. The maximum e-Vouchers allocation per Participant is:

a) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) for the 5^th Eligible Transaction

b) S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) for the 15^th Eligible Transaction

10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.

11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/zh/help/changi-app/changi-pay/outlets.html.

12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

19. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.
________________________________________________________________________________________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code featured on the Changi Pay A5 flyers, d, distributed from 28 to 30 May 2025 at Terminal 3 STEPS.

RECEIVE S$50 CHANGI PAY E-VOUCHERS WITH S$2,000 OVERSEAS SPEND WITH CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 19 May 2025 to 30 June 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants must:
    a) Be a Changi Pay user , i.e., the digital wallet page in the Changi App
    b) Linked Liquid Account1 via Changi Pay;
    c) Use Changi Pay for payments through their Liquid Account

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must spend an accumulation of S$2,000 in Eligible transactions made overseas with Changi Pay during the Promotion Period.

7. Upon meeting the spending criteria, the Participant will receive S$50 e-Vouchers (10 pieces of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8. This Promotion is limited to the first 10,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. Each Participant can receive a maximum of 10 pieces of S$5 Changi Pay e-Voucher (S$50 cumulative voucher value).

9. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at OutLets.

10. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

13. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

14. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

15. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via Feedback For Changi Airport within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

16. All payment services relating to the use of Changi Pay are provided by Liquid Group PteLtd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

17. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

18. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

19. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

20. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment

These terms and conditions are updated as of 1 June 2025.

RECEIVE S$10 E-VOUCHERS UPON 5TH OVERSEAS SPEND AND ADDITIONAL S$15 E-VOUCHERS UPON 15TH OVERSEAS SPEND WITH CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 19 May to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants are:

a) New users of Liquid Account¹in Changi Pay, i.e., the digital wallet page in the Changi Application

b) Set up Liquid Account with referral code shared through social media accounts of KOL engaged by CAG

c) Use Changi Pay for payments through Liquid Account

Definition

5.. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by the respective deadlines:

a) By 30 June 2025:

1) Register for a Liquid Account¹ for the first time via Changi Pay; and

2) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay

b) By 30 September 2025:

1) Make Eligible Transactions (with no minimum spend required) with Changi Pay.

7. Upon fulfilling Clause 6, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) on their 5^th Eligible Transaction in their Changi Pay digital wallet account.

8. Participants will receive an additional S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) on their 15^th Eligible Transaction.

9. This Promotion is limited to the first 3,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. The maximum e-Vouchers allocation per Participant is:

a) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) for the 5^th Eligible Transaction

b) S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) for the 15^th Eligible Transaction

10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.

11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at OutLets.

12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via Feedback For Changi Airport within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

19. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code can be found in either Genevieve’s Instagram account (Instagram handle: @theycallmegenny), Jiax’s TikTok account (TikTok handle: @jiaxthepiggybanker), Kelly Tan’s Instagram account (Instagram handle: @kelkeltan), Regina L’s Instagram account (Instagram handle: @reglhyrecommends), or Shi Hui’s TikTok account (TikTok handle: @teeeseych).

These terms and conditions are updated as of 19 May 2025.

RECEIVE S$25 CHANGI PAY E-VOUCHERS FOR EVERY S$500 OVERSEAS SPEND
WITH CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 19 May 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants must:

a) Be a Changi Pay user, i.e., the digital wallet page in the Changi App

b) Linked a Liquid Account¹ via Changi Pay;

c) Use Changi Pay for overseas payments through their Liquid Account.

(each “Participant”)

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet, excluding any discounts that may be provided by the merchant, CAG or any other parties.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. Participants will receive e-Vouchers for every S$500 accumulated Eligible Transactions, up to a maximum spend of S$2,000, made overseas with Changi Pay during the Promotion Period.

7. Upon meeting the spending criteria, the Participant will receive S$25 e-Vouchers (5 pieces of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8. This Promotion is limited to the first 30,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. Each Participant can receive a maximum of 20 pieces of S$5 Changi Pay e-Voucher (S$100 cumulative voucher value).

9. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at OutLets.

10. All Changi Pay e-Vouchers must be redeemed within 180 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

13. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

14. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

15. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via Feedback For Changi Airport within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

16. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

17. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

18. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

19. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

20. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

These terms and conditions are updated as of 19 May 2025.

1. This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. Subject to the terms and conditions contained herein, this Promotion is open to all individuals who fulfil the criteria set out in Clause 5(a) to 5(e) and the Promotion must be redeemed by 30 June 2025, or while redemption quotas are available, whichever is earlier (the “Promotion Period”).

Eligibility

3. To be eligible for this Promotion, Participants are:

a. new users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application.

(each a “Participant”)

Definitions

4. “Eligible Transaction” means a successful overseas peer-to-merchant QR payment made with Changi Pay outside of Singapore.

Promotion

5. To participate in the Promotion, the Participants must perform and complete all the following steps during the Promotion Period:

a. Set up Changi Pay in Changi App;

b. Register for Liquid Account¹ for the first time;

c. Enter the referral code² on the registration page of the Liquid Account before completing the registration process on the Changi Application;

d. Do a one-time top-up of at least S$50 into the Liquid Account via PayNow (“Initial Top-up Amount”);

e. Make a first Eligible Transaction (no minimum spend required) with Changi Pay by 30 June 2025.

6. Upon completing the steps set out in clauses 5(a) to 5(d) above, the Participant will be eligible to receive S$10 Changi Pay e-vouchers in their Changi Pay digital wallet account within 14 working days after the end of every calendar month.

7. Upon successful completion of the first Eligible Transaction by 30 June 2025, the Participant will be eligible to receive S$20 Changi Pay e-vouchers in their Changi Pay digital wallet account within 14 working days after the end of every calendar month.

8. This Promotion is limited to: for clause 6 above, the first 500 sets of e-vouchers; and for clause 7 above, the first 500 sets of e-vouchers. All e-vouchers will be given away on a first-to-complete, first-to-be-given basis. Limited to 1 set of e-vouchers per Participant for clause 6 and 7 respectively.

9. All e-vouchers are valid for a period of 3 months starting from the date of receipt of the e-vouchers. No extensions, refund, or replacement shall be permitted or entertained.

10. All e-vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public area, excluding Terminal 2 canteen), Jewel Changi Airport and on iShopChangi.com with no minimum spend required and it must be applied by the Participant in Changi Pay before payment is being processed. The list of participating outlets can be found via https://www.changiairport.com/en/shop/changipay/outlets.html.

11. Participant will not qualify for the Promotion if they previously register for a Liquid Account (e.g. by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period, and/or if they withdraw the Initial Top-up Amount from their Liquid Account during the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-vouchers.

12. All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG.

13. All e-vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-vouchers are subject to such further terms and conditions as may be stipulated on the e-vouchers. CAG reserves the right to replace or change the e-vouchers without prior notice.

14. All e-vouchers must be redeemed by the date specified within the e-vouchers, after which the e-vouchers shall be deemed forfeited, and there shall be strictly no extensions. CAG will not entertain any appeals whatsoever.

15. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-vouchers.

16. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

GENERAL TERMS & CONDITIONS

17. All Participants whose e-vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

19. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

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¹Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

²The Liquid Account referral code can be found on Changi Airport’s Instagram Dark Post from 18 March – 17 May 2025 and Changi Airport’s Instagram Feed from 21 March 2025.

These terms and conditions are updated as of 18 March 2025.

1. This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”)

2. By participating in this Promotion, all participants shall be deemed to have read, understood and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. This Promotion is valid from 30 November 2024 until further notice, or while redemption quotas are available, whichever is earlier (the “Promotion Period”).

ELIGIBILITY

4. To be eligible for this Promotion, you must be:

a. Have activated a Changi Pay account i.e., the digital wallet page in the Changi Application, and have linked it to an existing Liquid Account¹.

(each a “Participant”)

JWC CAFÉ PROMOTION

5. To participate in the Promotion, the Participant is required to make a single payment transaction of at least MYR150, using Changi Pay, at any of the following JWC outlets:

JWC The Factory 30 Café located at 30, Jalan Mutiara Emas 5/3, Taman Mount Austin, 81100 Johor Bahru, Johor, Malaysia,
YOU by JWC Café located at 102, Jalan Sutera Tanjung 8/3, Taman Sutera Utama, 81300 Skudai, Johor Darul Ta’zim, Malaysia and
BROOOS & CO by JWC café located at 18, Jalan Sri Pelangi 4, Taman Pelangi, 80400 Johor Bahru, Johor Darul Ta’zim, Malaysia

(This is referred to as the “JWC Requirement").

6. Upon completion of the JWC Requirement and verification by JWC, the Participant shall be entitled to redeem one (1) complimentary cake with a value not exceeding.

7. There is no restriction on the number of times a Participant may enter or participate in this Promotion.

8. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

PALATES & BAGELS BY T.A.M PROMOTION

9. To participate in the Promotion, the Participant is required to make a single payment transaction of at least MYR150, using Changi Pay, at Palates & Bagels by T.A.M (“Palates & Bagels”) located at 10, Jalan Dhoby, Bandar Johor Bahru, 80000 Johor Bahru, Johor Darul Ta’zim, Malaysia (“P&B Requirement”).

10. Upon completion of the P&B Requirement and verification by Palates & Bagels, the Participant shall be entitled to redeem one (1) complimentary treat from the following options:

selected Refreshing Drinks,
Curly Fries and
Lily Bagels.

11. There is no restriction on the number of times a Participant may enter or participate in this Promotion.

12. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

GENERAL TERMS & CONDITIONS

13. Any participant who is unable to sign up for a Changi Pay or Liquid Account for any reason whatsoever, and/or is unable to make payment through Changi Pay shall not be eligible for this Promotion.

14. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

15. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

16. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

17. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

18. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

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¹Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment. Users are required to have Singapore’s Singpass account which is needed for identity verification during the set-up process.

These terms and conditions are updated as of 22 December 2024.

1. The Promotion

1.1 This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”).

1.2 By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. Subject to the terms and conditions contained herein, this Promotion is valid for Changi Pay users from 1 April 2024, 0000 hours (SGT) to 31 March 2025, 2359 hours (SGT) (both dates inclusive) or when redemptions last, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

2. Eligibility

2.1 To be eligible for this Promotion (“Eligible User”), you must use Changi Pay for the payment through Liquid Account.

3. Definitions

3.1 “Eligible Transaction” means a successful peer-to-merchant QR payment made through Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

4. Promotion Mechanics

4.1 An Eligible User will receive a set of e-vouchers worth S$50 (“e-Vouchers”) with every S$500 nett accumulative spend on Eligible Transactions made overseas during the Promotion Period. Refunded transactions will not be taken into account for the purposes of this Promotion. Each Eligible User may receive a maximum of four (4) sets of Changi Pay e-Vouchers within the Promotion Period. The list of countries accepting Changi Pay include China, Malaysia, Macau, Hong Kong, Japan and South Korea. The full list of countries accepting Changi Pay can be found via https://www.changiairport.com/en/shop/changipay/faqs.html - Where can i use Changi Pay.

4.2 The e-Vouchers comprises 5 pieces of S$10 off with no minimum spend Changi Pay e-vouchers.

4.3 The Promotion is limited to the first 2,000 set of e-Vouchers to be given away on a first-come-first-served basis.

4.4 The e-Vouchers are valid for a period of 6 months starting from the date of receipt of the e-Vouchers. No extension, refund, or replacement shall be permitted or entertained.

4.5 The e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public area, excluding Terminal 2 canteen), Jewel Changi Airport and on iShopChangi.com with no minimum spend required and it must be applied by the Eligible User in Changi Pay before processing payment. The list of participating outlets can be found via https://www.changiairport.com/en/shop/changipay/outlets.html.

4.6 Amounts paid for the purchase of tobacco products (including without limitation cigarettes, cigars, or any other form of tobacco, or any tobacco derivative or substitute) will not be eligible for the redemption of the e-Vouchers.

4.7 The e-Vouchers (or any part thereof, including any unutilized portion) are strictly non-refundable, non-transferable, and not exchangeable for cash, credit, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers.

5. Fulfilment

5.1 Subject to the fulfilment of the terms and conditions set out herein, CAG shall credit the e-Vouchers to the Eligible User’s Changi Pay wallet account within 14 working days after the end of every calendar month.

5.2 Eligible Users who qualify for the e-Vouchers will be notified by email, or any other suitable means as CAG may deem fit, within 14 working days after the end of every calendar month.

6. GENERAL TERMS & CONDITIONS

6.1 All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). Changi Airport Group (Singapore) Pte Ltd is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

6.2 CAG’s decisions on all matters relating to the Promotion are final, conclusive, and binding on all Users.

6.3 CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each User agrees to indemnify and hold CAG harmless from and against any and all claims, damage, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

6.4 CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

6.5 In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

6.6 These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Users hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

These terms and conditions are updated as of 21 August 2024.

1. This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. Subject to the terms and conditions contained herein, this Promotion is open to all individuals who fulfil the criteria set out in Clause 5(a) to 5(e) and the Promotion must be redeemed by 31 December 2024, or while redemption quotas are available, whichever is earlier (the “Promotion Period”).

Eligibility

3. To be eligible for this Promotion, Participants will:

a. Are new users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application.

(each a “Participant”)

Definitions

4. “Eligible Transaction” means a successful overseas peer-to-merchant QR payment made through Alipay+ (overseas), DuitNow (Malaysia) and Promptpay-PayNow (Thailand) via the Changi Pay digital wallet.

Promotion

5. To participate the Promotion, the Participants must perform and complete all the following steps during the Promotion Period:

a. Launch the Changi Pay feature;

b. Register for Liquid Account¹ for the first time;

c. Enter the referral code² on the registration page of the Liquid Account before completing the registration process on the Changi Application; and

d. Do a one-time top-up of at least S$50 into the Liquid Account via PayNow (“Initial Top-up Amount”); and

e. Make a first Eligible Transaction (no minimum spend required) with Changi Pay by 31 January 2025

6. Upon completing the steps set out in clauses 5(a) to 5(d) above, the Participant will be eligible to receive S$10 Changi Pay e-vouchers in their Changi Pay digital wallet account within 14 working days after the end of every calendar month.

7. Upon successful completion of the first Eligible Transaction made by 31 January 2025, the Participant will be eligible to receive S$20 Changi Pay e-vouchers in their Changi Pay digital wallet account within 14 working days after the end of every calendar month.

8. This Promotion is limited to: for clause 6 above, the first 500 sets of e-vouchers (first 50 set of e-vouchers for each influencer); and for clause 7 above, the first 500 sets of e-vouchers. All e-vouchers will be given away on a first-to-complete, first-to-be-given basis. Limited to 1 set of e-vouchers per Participant for clause 6 and 7 respectively.

9. All e-vouchers are valid for a period of 6 months starting from the date of receipt of the e-vouchers. No extensions, refund, or replacement shall be permitted or entertained.