RECEIVE UP TO S$88 E-VOUCHERS WITH YOUR OVERSEAS SPEND

1.   This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2.   By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3.   Subject to the terms and conditions contained herein, this Promotion is open to all Singapore residents who sign up for a new Liquid Account via Changi Pay using a referral code from Chow Jia Hui, Jesseca Liu or The Travel Intern (collectively, the “KOLs”) from 22 November to 31 December 2025 (both dates inclusive) or until all redemptions are fully awarded, whichever is earlier, or such other period(s) as may be determined by CAG in its absolute discretion (the “Promotion Period”).

Eligibility

4.   To be eligible to participate in this Promotion (the “Participant”), individuals must:

a)   Be a new user of a Liquid Account¹ in Changi Pay (i.e., must not have previously signed up for a Liquid Account); and

b)   Successfully sign up for a Liquid Account¹ via Changi Pay using a referral code² on the Liquid Account registration page during the Promotion Period.

Definition

5.   “Eligible Overseas Spend” refers to successful peer-to-merchant QR payments made via Changi Pay through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. 

Examples of Eligible Overseas Spend include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6.   Upon fulfilling the eligibility criteria in Clause 4, a Participant is eligible to receive up to S$88 in Changi Pay e-Vouchers when they make Eligible Overseas Spend with Changi Pay during the Promotion Period as follows:

a)   S$8 e-Voucher (one piece of S$8 Changi Pay e-Voucher) upon completing the 5th Eligible Overseas Transaction (of any value); and

b)   S$10 e-Vouchers (two pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative Eligible Overseas Spend; and

c)   S$10 e-Vouchers (two pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative Eligible Overseas Spend; and

d)   S$10 e-Vouchers (two pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative Eligible Overseas Spend; and

e)   S$20 e-Vouchers (four pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative Eligible Overseas Spend; and

f)   S$30 e-Vouchers (six pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative Eligible Overseas Spend.

7.   This Promotion is limited to the first 1,000 Participants on a first-come-first-served basis. Each Participant can receive a maximum of S$88 in Changi Pay e-Vouchers.

8.   Participants are not eligible to qualify for any other new Liquid Account user promotions rolled out by CAG concurrently with this Promotion.

Issuance of e-Vouchers

9.   All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within seven (7) working days from the date the respective spending milestone is achieved. 

10.  All Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html.

11.  All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

12.  All Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

13.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

14.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

15.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

16.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

17.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 

18.  The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG.

19.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The KOLs’ referral code can be found on the social media accounts (specifically Instagram) of Chow Jia Hui, Jesseca Liu and The Travel Intern throughout the Promotion Period (22 November to 31 December 2025).

These terms and conditions are updated as of 22 November 2025.

REFER & EARN WITH CHANGI PAY: RECEIVE UP TO S$250 E-VOUCHERS FOR SUCCESSFUL REFERRALS AND UP TO S$88 E-VOUCHERS FOR YOUR FRIENDS' ELIGIBLE OVERSAS SPEND
 

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3. Subject to the terms and conditions contained herein, this Promotion is by invitation only and open to selected Changi Pay users (“Referrers”) who refer their family or friends to sign up for a new Liquid Account via Changi Pay (“Referees”) from 06 October to 30 November 2025 (both dates inclusive) or until all redemptions are fully awarded, whichever is earlier, or such other period(s) as may be determined by CAG in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4. To be eligible as a “Referrer” under this Promotion, a Participant must:

a) Receive a targeted Changi Airport marketing email or app push notification containing their unique referral code²; and

b) Share the referral code² with an Eligible Referee who does not already have a Liquid Account¹; and

c) Ensure the Referee signs up for a new Liquid Account¹ via Changi Pay and enters the referral code² on the Liquid Account registration page within the Promotion Period.

5. To be eligible as a “Referee” under this Promotion, a Participant must:

a) Be a new user of Liquid Account¹ in Changi Pay (i.e., not have previously signed up for a Liquid Account); and

b) Receive a referral code² from a Referrer; and

c) Successfully sign up for a Liquid Account¹ via Changi Pay using the referral code² on the Liquid Account registration page within the Promotion Period.
 

Definition
 

6. A “Successful Referral” means that an eligible Referee, who previously did not have a Liquid Account, successfully signs up for a new Liquid Account via Changi Pay using the Referrer’s referral code² during the Promotion Period. 

7. “Eligible Overseas Spend” refers to successful peer-to-merchant QR payments made via Changi Pay through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. 

Examples of Eligible Overseas Spend include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics

Referrers – Up to S$250 e-Vouchers

8. A Referrer will receive a S$5 e-Voucher for each successful Referee signs up with their referral code², capped at 50 Successful Referrals (maximum S$250 e-Vouchers per Referrer) during the Promotion Period. A total of 2,250 pieces of S$5 Changi Pay e-Vouchers are available, awarded on a first-come-first-served basis.

(For example, if a referrer has successfully referred to 2 referrals during the Promotion Period. Referrer will receive 2 pieces of S$5 Changi Pay e-Voucher i.e., S$10 e-Vouchers in total.)

9. When making referrals, Referrers must inform their Referees that (i) The Referrer is eligible to receive a S$5 e-Voucher if the Referee signs up for a Liquid Account in Changi Pay successfully using their referral code²; and (ii) the Referee is eligible to receive up to S$88 e-Vouchers when they meet Eligible Overseas Spend thresholds using Changi Pay. 

10. Both Referrer and Referee will not qualify for the Promotion and referrals will be rejected if:

a) Referee deletes or unlinks their Liquid Account from Changi Pay Account during the Promotion Period and cannot be verified by CAG;

b) The referral is invalid, rejected or not received for any reason, including cases where the Referee fails to meet the eligibility criteria in Clause 5, or if the Referrer fails to comply with any of the obligations of these T&Cs;

c) Referee has previously signed up for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently signing up for a new Liquid Account or signed up for a Liquid Account through Changi Pay before the Promotion Period. 

In the event that the Referee is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers.

11.  Referrals are strictly for personal and non-commercial purposes. Referrers should only invite people they know personally and whom they think may be interested in signing up for a Liquid Account via Changi Pay. Referrers should respect all requests to stop referrals or communications about the Referral Programme. Referrers are prohibited from “spamming” any individual with referral invitations, and this includes but is not limited to mass texting, or messaging individuals that the Referrer does not know or using automated systems or bots through any channel to distribute a referral code. 
 

Referees – Up to S$88 e-Vouchers

12. Upon fulfilling the eligibility criteria in Clause 5, a Referee is eligible to receive up to S$88 e-Vouchers when they spend overseas using Changi Pay as follows:

a) S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5th Eligible Overseas Transaction; and

b) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative Eligible Overseas Spend; and

c) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative Eligible Overseas Spend; and

d) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative Eligible Overseas Spend; and

e) S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative Eligible Overseas Spend; and

f) S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative Eligible Overseas Spend.

All Eligible Overseas Spend must be made with Changi Pay during the Promotion Period.

13. This Referee Promotion is limited to the first 2,250 eligible Referees, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Referee. The e-Vouchers will be awarded on a first-come-first-served basis. 

14. Referees cannot qualify for any other new Liquid Account user promotions rolled out by CAG.

Issuance of e-Vouchers

15. All Changi Pay e-Vouchers will be credited to the Eligible Referrer or Referee’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end. 

16. All Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html.

17. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

18. All Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

19. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

20. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

21. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

22. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

23. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 

24. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG

25. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

26. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

27. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

28. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Referrer’s referral code can be found in either Changi Airport marketing email or App push notification send to selected Changi Pay users from 06 October to 30 November 2025.

These terms and conditions are updated as of 6 October 2025.

RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY
 

1.  This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”). 

2.  By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.  

3.  Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 04 September to 31 December 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4.  To be eligible for this Promotion, Participants are:
     a)  New users of Liquid Account¹  in Changi Pay, i.e., the digital wallet page in the Changi Application 
     b)  Set up Liquid Account by 31 December 2025 using the referral code²  
     c)  Use Changi Pay for overseas payments through Liquid Account by 31 December 2025
 

Definition

5.  “Eligible Overseas Spend” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.   

Examples of Eligible Overseas Spend include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6.  To qualify for the Promotion, the Participant must complete all the following steps by 31 December 2025:
     a) Register for a Liquid Account¹ for the first time via Changi Pay; and
     b) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay; and
     c) Make Eligible Overseas Spends using Changi Pay. 
 

7.  Upon fulfilling Clause 6, the Participant will be eligible to receive up to S$88 e-Vouchers when they meet the Eligible Overseas Spend or Transaction milestones set out in Clause 8. 

8.  The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively upon meeting the following cumulative Eligible Overseas Spend or Transaction milestones by 31 December 2025:
     a)  S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5th Eligible Overseas Transaction; and
     b)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and
     c)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and
     d)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and
     e)  S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and
     f)  S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spend. 

9. This Promotion is limited to the first 500 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis. 

10.  All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.  

11.  Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

12.  All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever. 

13.  The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice. 

14.  Participants will not qualify for the Promotion if they previously registered for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers. 

15.  All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG. 

16.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers. 

17.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained. 

18.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.  

19.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints. 
 

GENERAL TERMS & CONDITIONS

20.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 

21. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG. 

22.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion. 

23.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice. 

24.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail. 

25.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto. 
 

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code is featured in The Meatman YouTube Channel and Trip.com campaign webpage from 04 September to 31 December 2025.

RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”). 

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.  

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 18 August to 31 December 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”). 

Eligibility

4. To be eligible for this Promotion, Participants are: 

a) New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application 

b) Set up Liquid Account by 31 December 2025 using the referral code² featured on Changi Pay promotion slips  

c) Use Changi Pay for payments through Liquid Account by 31 December 2025 

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.  

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’. 

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by 31 December 2025 

a) Register for a Liquid Account1 for the first time via Changi Pay; and

b) Enter the referral code2 on the registration page of the Liquid Account before completing the registration process in Changi Pay; and

c) Make Eligible Transactions using Changi Pay. 

7. Upon fulfilling Clause 6, the Participant will be eligible to receive up to S$88 e-Vouchers when they meet the overseas spend milestones set out in Clause 8. 

8. The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively upon meeting the following cumulative overseas spend or transaction milestones by 31 December 2025:  

a) S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5th Eligible Overseas Transaction; and

b) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and

c) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and

d) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and

e) S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and 

f) S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spe9d.

9. This Promotion is limited to the first 200 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis.  

10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.  

11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and Shop Tax-Free Anytime, Anywhere . Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at Outlets . 

12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever. 

13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice. 

14. Participants will not qualify for the Promotion if they previously registered for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers. 

15. All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG. 

16. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers. 

17. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained. 

18. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.  

19. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints. 

GENERAL TERMS & CONDITIONS

20. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.  

21. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG. 

22. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion. 

23. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice. 

24. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail. 

25. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto. 

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment. 

² The Liquid Account referral code featured on the Alipay app targeting Singapore users from 18 August to 31 December 2025. 

RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY (the “Promotion”)

 

1.  This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”). 

2.  By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.  

3.  Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 07 August to 31 December 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”). 

Eligibility

4.  To be eligible for this Promotion, Participants are:
     a)  New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application 
     b)  Set up Liquid Account by 31 December 2025 using the referral code² shared with Airport Community staff  
     c)  Use Changi Pay for payments through Liquid Account by 31 December 2025 
 

Definition

5.  “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.   

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics

6.  To qualify for the Promotion, the Participant must complete all the following steps by 31 December 2025: 
     a) Register for a Liquid Account¹ for the first time via Changi Pay; and
     b) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay; and
     c)  Make Eligible Transactions using Changi Pay. 

7.  Upon fulfilling Clause 6, the Participant will be eligible to receive up to S$88 e-Vouchers when they meet the overseas spend milestones set out in Clause 8. 

8.  The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively upon meeting the following cumulative overseas spend or transaction milestones by 31 December 2025: 
     a)  S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5^th Eligible Overseas Transaction; and
     b)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and
     c)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and
     d)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and
     e)  S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and
     f)  S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spend. 

9.  This Promotion is limited to the first 200 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis.  

10.  All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.  

11.  Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

12.  All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever. 

13.  The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice. 

14.  Participants will not qualify for the Promotion if they previously registered for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers. 

15.  All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG. 

16.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers. 

17.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained. 

18.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.  

19.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.  
 

GENERAL TERMS & CONDITIONS

20.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.  

21. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG. 

22.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion. 

23.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice. 

24.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail. 

25.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto. 
 

¹Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment. 

² The Liquid Account referral code will be shared with Airport Community staff at all staff-related events starting with the QSM SG60 Staff Roadshow from 07 August to 08 August 2025 and through other internal communication channels.

RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3. Subject to the terms and conditions contained herein, this Promotion is open to all users who have not signed up for a Liquid Account in Changi Pay from 06 August 2025 to 28 February 2026 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility

4. To be eligible as a “Participant” for this Promotion, a Participant must:

a) Be a new user of Liquid Account¹ in Changi Pay, (i.e., not have previously signed up for a Liquid Account); and

b) Successfully sign up for a Liquid Account via Changi Pay using the referral code² ’NEWCP88’ on the Liquid Account registration page within the Promotion Period.

c) Make Eligible Overseas Spend using Liquid Account via Changi Pay during the Promotion Period.

Definition

5. “Eligible Overseas Spend” refers to successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet. 

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics

6. Upon fulfilling the eligibility criteria in Clause 4, the Participant will be eligible to receive up to S$88 e-Vouchers when they spend overseas using Changi Pay as follows:

a) S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5th Eligible Overseas Transaction; and

b) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative Eligible Overseas Spend; and

c) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative Eligible Overseas Spend; and

d) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative Eligible Overseas Spend; and

e) S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative Eligible Overseas Spend; and

f) S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative Eligible Overseas Spend.

All Eligible Overseas Spend must be made with Changi Pay during the Promotion Period.

7. This Promotion is limited to the first 200 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis. 

8. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end. 

9. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

10. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12. A Participant will not qualify for the Promotion and their Eligible Overseas Spend will be rejected if:

         a) The Participant has previously signed up for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently signing up for a new Liquid Account);

        b) The Participant signed up for a Liquid Account through Changi Pay before the Promotion Period;

        c) The Participant deletes or unlinks their new Liquid Account from Changi Pay Account during the Promotion and cannot be verified by CAG. 

    In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers.   

13. All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 
 

19. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG.

20. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

21. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

22. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

23. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

____________________________________________________________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code ‘NEWCP88’ is featured on the Changi Pay marketing collaterals, including the Changi App, marketing emails, flyers, and digital brochures).

1. This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”)

2. By participating in this Promotion, all participants shall be deemed to have read, understood and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3. This Promotion is valid from 30 November 2024 until further notice, or while redemption quotas are available, whichever is earlier (the “Promotion Period”). 

ELIGIBILITY

4. To be eligible for this Promotion, you must be:

a. Have activated a Changi Pay account i.e., the digital wallet page in the Changi Application, and have linked it to an existing Liquid Account¹.

(each a “Participant”)

JWC CAFÉ PROMOTION

5. To participate in the Promotion, the Participant is required to make a single payment transaction of at least MYR150, using Changi Pay, at any of the following JWC outlets:

• JWC The Factory 30 Café located at 30, Jalan Mutiara Emas 5/3, Taman Mount Austin, 81100 Johor Bahru, Johor, Malaysia,
• YOU by JWC Café located at 102, Jalan Sutera Tanjung 8/3, Taman Sutera Utama, 81300 Skudai, Johor Darul Ta’zim, Malaysia and 
• BROOOS & CO by JWC café located at 18, Jalan Sri Pelangi 4, Taman Pelangi, 80400 Johor Bahru, Johor Darul Ta’zim, Malaysia 

(This is referred to as the “JWC Requirement").

6. Upon completion of the JWC Requirement and verification by JWC, the Participant shall be entitled to redeem one (1) complimentary cake with a value not exceeding.

7. There is no restriction on the number of times a Participant may enter or participate in this Promotion.

8. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained. 

PALATES & BAGELS BY T.A.M PROMOTION

9. To participate in the Promotion, the Participant is required to make a single payment transaction of at least MYR150, using Changi Pay, at Palates & Bagels by T.A.M (“Palates & Bagels”) located at 10, Jalan Dhoby, Bandar Johor Bahru, 80000 Johor Bahru, Johor Darul Ta’zim, Malaysia (“P&B Requirement”). 

10. Upon completion of the P&B Requirement and verification by Palates & Bagels, the Participant shall be entitled to redeem one (1) complimentary treat from the following options:

• selected Refreshing Drinks,  
• Curly Fries and  
• Lily Bagels.

11. There is no restriction on the number of times a Participant may enter or participate in this Promotion.

12. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained. 

GENERAL TERMS & CONDITIONS 

13. Any participant who is unable to sign up for a Changi Pay or Liquid Account for any reason whatsoever, and/or is unable to make payment through Changi Pay shall not be eligible for this Promotion. 

14. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

15. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

16. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice. 

17. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

18. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.  

________________________________________

¹Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment. Users are required to have Singapore’s Singpass account which is needed for identity verification during the set-up process.

RECEIVE UP TO S$88 E-VOUCHERS WITH OVERSEAS SPEND USING CHANGI PAY

 

1.  This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”). 

2.  By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.  

3.  Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 27 August to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”). 

Eligibility

4.  To be eligible for this Promotion, Participants are:
     a)  New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application 
     b)  Set up Liquid Account by 30 September 2025 using the referral code² 
     c)  Use Changi Pay for overseas payments through Liquid Account by 30 September 2025
 

Definition

5.  “Eligible Overseas Spend” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.   

Examples of Eligible Overseas Spend include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6.  To qualify for the Promotion, the Participant must complete all the following steps by 30 September 2025: 
     a) Register for a Liquid Account¹ for the first time via Changi Pay; and
     b) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay; and
     c) Make Eligible Overseas Spends using Changi Pay. 

7.  Upon fulfilling Clause 6, the Participant will be eligible to receive up to S$88 e-Vouchers when they meet the Eligible Overseas Spend or Transaction milestones set out in Clause 8. 

8.  The e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account progressively upon meeting the following cumulative Eligible Overseas Spend or Transaction milestones by 30 September 2025: 
     a)  S$8 e-Voucher (1 piece of S$8 Changi Pay e-Voucher) upon completing the 5^th Eligible Overseas Transaction; and
     b)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$500 cumulative overseas spend; and
     c)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,000 cumulative overseas spend; and
     d)  S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) upon reaching S$1,500 cumulative overseas spend; and
     e)  S$20 e-Vouchers (4 pieces of S$5 Changi Pay e-Voucher) upon reaching S$2,000 cumulative overseas spend; and
     f)  S$30 e-Vouchers (6 pieces of S$5 Changi Pay e-Voucher) upon reaching S$3,000 cumulative overseas spend. 

9.  This Promotion is limited to the first 200 Participants, with a total allocation of Changi Pay e-Vouchers worth up to S$88 per eligible Participant. The e-Vouchers will be awarded on a first-come-first-served basis.  

10.  All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.  

11.  Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

12.  All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever. 

13.  The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice. 

14.  Participants will not qualify for the Promotion if they previously registered for a Liquid Account (e.g., by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-Vouchers. 

15.  All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG. 

16.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers. 

17.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained. 

18.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.  

19.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints. 
 

GENERAL TERMS & CONDITIONS

20.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.  

21. The eligibility of any Participant to participate in this Promotion and/or receive any e-Vouchers shall be determined at the absolute discretion of CAG. 

22.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion. 

23.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice. 

24.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail. 

25.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto. 
 

¹Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment. 

² The Liquid Account referral code will be featured in a Changi Pay social post, which will be boosted on CAG’s Xiao Hong Shu channel from 27 August to 15 September 2025.

RECEIVE S$10 CHANGI PAY E-VOUCHERS UPON REACHING 5 OVERSEAS PAYMENTS
 

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2.     By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
 

3.     Subject to the terms and conditions contained herein, this Promotion is open to recipients of the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025. The Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 20 August 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4.     To be eligible for this Promotion, Participants must:

a)   Be a Changi Pay user , i.e., the digital wallet page in the Changi App

b)   Linked Liquid Account¹ via Changi Pay;

c)   Have received the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025; and 

d)   Use Changi Pay for payments through their Liquid Account 
 

Definition


5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6.     To qualify for the Promotion, the Participant must make 5 Eligible Transactions overseas using Changi Pay during the Promotion Period. There is no minimum spend required for each Eligible Transaction.

7.     Upon meeting the spending criteria, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8.     This Promotion is limited to the first 550 Participants who complete the Promotion Mechanics on a first-come-first-served basis. Each Participant is eligible to receive a maximum of S$10 in e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher).

9.     Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

10.    All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11.    The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12.    CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

13.    CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

14.    All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

15.    In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
 

GENERAL TERMS & CONDITIONS

16.    All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

17.    CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

18.    CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

19.    In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

20.    These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

RECEIVE 2,000 CHANGI REWARDS POINTS (WORTH S$10) UPON REACHING 5 OVERSEAS PAYMENTS
 

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2.     By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
 

3.     Subject to the terms and conditions contained herein, this Promotion is open to recipients of the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025. The Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 20 August 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4.     To be eligible for this Promotion, Participants must:

a)   Be a Changi Pay user , i.e., the digital wallet page in the Changi App

b)   Linked Liquid Account¹ via Changi Pay;

c)   Have received the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025; and 

d)   Use Changi Pay for payments through their Liquid Account 
 

Definition
 

5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics

6.     To qualify for the Promotion, the Participant must make 5 Eligible Transactions overseas using Changi Pay during the Promotion Period. There is no minimum spend required for each Eligible Transaction.

7.     Upon meeting the spending criteria, the Participant will receive 2,000 Changi Rewards points (worth S$10) in their Changi Rewards account within 21 working days after each calendar month-end.

8.     This Promotion is limited to the first 550 Participants who complete the Promotion Mechanics on a first-come-first-served basis. Each Participant is eligible to receive a maximum of 2,000 Changi Rewards points (worth S$10).

9.     Changi Rewards points can be used only by the Participant to whom the Changi Rewards points were awarded, to:

a)   Redeem for Changi e-Voucher(s) and or Changi e-Voucher(s) Flexi;

b)   Redeem for items in the Changi Rewards Online Redemption Catalogue (“Online Redemption Catalogue”);

c)   Convert to Singapore Airlines KrisFlyer miles; and/or

d)   Convert to SGD-value to offset that Cardholder’s purchases made on www.iShopChangi.com.

For the avoidance of doubt, Changi Rewards points that are used as above are accepted by, and redeemed with, CAG, and not by any other party. Changi Rewards points used, converted and/or redeemed under these Terms and Conditions shall not be refundable in any circumstances (unless otherwise permitted by CAG at its sole and absolute discretion).
 

10.    Changi Rewards points are valid for redemption from the date of issuance to the Participant’s Changi Rewards account until the end of the last day of 12th Month. The “12th Month” refers to the month which is 12 months from the date of issuance of the Changi Rewards points. For example, Changi Rewards points issued on 23 June 2024 are valid until 30 June 2025. Changi Rewards points not redeemed by the end of the last day of the 12th Month will expire automatically. Requests for an extension of the validity period of Changi Rewards points will not be entertained.
 

11.    CAG may at any time and without notice alter the number of Changi Rewards points required for redemption / conversion for items under Clause 9 above. For more details, please visit https://www.changiairport.com/en/rewards/changi-rewards-terms-and-conditions.html.
 

12.    The Promotion and Changi Rewards points (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.
 

13.    CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.
 

14.    CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.
 

15.    All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.
 

16.    In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
 

GENERAL TERMS & CONDITIONS
 

17.    All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.
 

18.    CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.
 

19.    CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.
 

20.    In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.
 

21.    These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

RECEIVE S$10 CHANGI PAY E-VOUCHERS WITH S$100 OVERSEAS SPEND
 

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2.     By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
 

3.     Subject to the terms and conditions contained herein, this Promotion is open to recipients of the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025. The Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 20 August 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4.     To be eligible for this Promotion, Participants must:

a)   Be a Changi Pay user , i.e., the digital wallet page in the Changi App

b)   Linked Liquid Account¹ via Changi Pay;

c)   Have received the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025; and 

d)   Use Changi Pay for payments through their Liquid Account 
 

Definition
 

5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics
 

6.     To qualify for the Promotion, the Participant must spend a minimum of S$100 in Eligible Transactions overseas using Changi Pay during the Promotion Period.

7.     Upon meeting the spending criteria, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8.     This Promotion is limited to the first 550 Participants who complete the Promotion Mechanics on a first-come-first-served basis. Each Participant is eligible to receive a maximum of S$10 in e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher).

9.     Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .
 

10.    All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.
 

11.    The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.
 

12.    CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.
 

13.    CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.
 

14.    All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.
 

15.    In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
 

GENERAL TERMS & CONDITIONS
 

16.    All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.
 

17.    CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.
 

18.    CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.
 

19.    In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.
 

20.    These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

RECEIVE A S$5 CHANGI PAY E-VOUCHER UPON REACHING 5 OVERSEAS PAYMENTS
 

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2.     By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
 

3.     Subject to the terms and conditions contained herein, this Promotion is open to recipients of the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025. The Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 20 August 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4.     To be eligible for this Promotion, Participants must:

a)   Be a Changi Pay user , i.e., the digital wallet page in the Changi App

b)   Linked Liquid Account¹ via Changi Pay;

c)   Have received the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025; and 

d)   Use Changi Pay for payments through their Liquid Account 
 

Definition
 

5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.
 

Promotion Mechanics
 

6.     To qualify for the Promotion, the Participant must make 5 Eligible Transactions overseas using Changi Pay during the Promotion Period. There is no minimum spend required for each Eligible Transaction.

7.     Upon meeting the spending criteria, the Participant will receive a S$5 e-Voucher (1 piece of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8.     This Promotion is limited to the first 50 Participants who complete the Promotion Mechanics on a first-come-first-served basis. Each Participant is eligible to receive a maximum of S$5 in e-Voucher (1 piece of S$5 Changi Pay e-Voucher).

9.     Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .
 

10.    All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.
 

11.    The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.
 

12.    CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.
 

13.    CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.
 

14.    All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.
 

15.    In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
 

GENERAL TERMS & CONDITIONS
 

16.    All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.
 

17.    CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.
 

18.    CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.
 

19.    In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.
 

20.    These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

RECEIVE 1,000 CHANGI REWARDS POINTS (WORTH S$5) UPON REACHING 5 OVERSEAS PAYMENTS
 

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2.     By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
 

3.     Subject to the terms and conditions contained herein, this Promotion is open to recipients of the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025. The Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 20 August 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4.     To be eligible for this Promotion, Participants must:

a)   Be a Changi Pay user , i.e., the digital wallet page in the Changi App

b)   Linked Liquid Account¹ via Changi Pay;

c)   Have received the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025; and 

d)   Use Changi Pay for payments through their Liquid Account 
 

Definition
 

5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6.     To qualify for the Promotion, the Participant must make 5 Eligible Transactions overseas using Changi Pay during the Promotion Period. There is no minimum spend required for each Eligible Transaction.

7.     Upon meeting the spending criteria, the Participant will receive 1,000 Changi Rewards points (worth S$5) in their Changi Rewards account within 21 working days after each calendar month-end.

8.     This Promotion is limited to the first 50 Participants who complete the Promotion Mechanics on a first-come-first-served basis. Each Participant is eligible to receive a maximum of 1,000 Changi Rewards points (worth S$5).

9.     Changi Rewards points can be used only by the Participant to whom the Changi Rewards points were awarded, to:

a)   Redeem for Changi e-Voucher(s) and or Changi e-Voucher(s) Flexi;

b)   Redeem for items in the Changi Rewards Online Redemption Catalogue (“Online Redemption Catalogue”);

c)   Convert to Singapore Airlines KrisFlyer miles; and/or

d)   Convert to SGD-value to offset that Cardholder’s purchases made on www.iShopChangi.com. 

For the avoidance of doubt, Changi Rewards points that are used as above are accepted by, and redeemed with, CAG, and not by any other party. Changi Rewards points used, converted and/or redeemed under these Terms and Conditions shall not be refundable in any circumstances (unless otherwise permitted by CAG at its sole and absolute discretion).
 

10.    Changi Rewards points are valid for redemption from the date of issuance to the Participant’s Changi Rewards account until the end of the last day of 12^th Month. The “12^th Month” refers to the month which is 12 months from the date of issuance of the Changi Rewards points. For example, Changi Rewards points issued on 23 June 2024 are valid until 30 June 2025. Changi Rewards points not redeemed by the end of the last day of the 12^th Month will expire automatically. Requests for an extension of the validity period of Changi Rewards points will not be entertained.
 

11.    CAG may at any time and without notice alter the number of Changi Rewards points required for redemption / conversion for items under Clause 9 above. For more details, please visit https://www.changiairport.com/en/rewards/changi-rewards-terms-and-conditions.html. 
 

12.    The Promotion and Changi Rewards points (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.
 

13.    CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.
 

14.    CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.
 

15.    All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

16.    In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS
 

17.    All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.
 

18.    CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.
 

19.    CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.
 

20.    In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.
 

21.    These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

RECEIVE A S$5 CHANGI PAY E-VOUCHER WITH S$100 OVERSEAS SPEND
 

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).
 

2.     By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.
 

3.     Subject to the terms and conditions contained herein, this Promotion is open to recipients of the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025. The Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 20 August 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).
 

Eligibility
 

4.     To be eligible for this Promotion, Participants must:

a)   Be a Changi Pay user , i.e., the digital wallet page in the Changi App

b)   Linked Liquid Account¹ via Changi Pay;

c)   Have received the exclusive Changi Pay Promotion email sent by Changi Rewards on 20 August 2025; and 

d)   Use Changi Pay for payments through their Liquid Account 
 

Definition
 

5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6.     To qualify for the Promotion, the Participant must spend a minimum of S$100 in Eligible Transactions overseas using Changi Pay during the Promotion Period.

7.     Upon meeting the spending criteria, the Participant will receive a S$5 e-Voucher (1 piece of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8.     This Promotion is limited to the first 50 Participants who complete the Promotion Mechanics on a first-come-first-served basis. Each Participant is eligible to receive a maximum of S$5 in e-Voucher (1 piece of S$5 Changi Pay e-Voucher).

9.     Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .
 

10.    All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.
 

11.    The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.
 

12.    CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.
 

13.    CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.
 

14.    All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.
 

15.    In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.
 

GENERAL TERMS & CONDITIONS
 

16.    All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.
 

17.    CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.
 

18.    CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.
 

19.    In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.
 

20.    These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 06 June to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants are:

a) New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application

b) Set up Liquid Account by 31 July 2025 using the referral code featured on Changi Pay promotion slips distributed through iShopChangi Home Delivery and iShopChangi Collection Counters from 06 June to 23 July 2025

c) Use Changi Pay for payments through Liquid Account by 30 September 2025

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet. 

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by the respective deadlines:

a) By 31 July 2025:

1) Register for a Liquid Account¹ for the first time via Changi Pay; and

2) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay

b) By 30 September 2025: 

1) Make Eligible Transactions (with no minimum spend required) with Changi Pay.

7. Upon fulfilling Clause 6, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) on their 5^th Eligible Transaction in their Changi Pay digital wallet account.

8. Participants will receive an additional S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) on their 15^th Eligible Transaction.

9. This Promotion is limited to the first 3,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. The maximum e-Vouchers allocation per Participant is: 

a) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) for the 5^th Eligible Transaction

b) S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) for the 15^th Eligible Transaction

10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end. 

11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 

19. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on ay issues or disputes related thereto.
________________________________________________________________________________________________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code featured on the Changi Pay promotion slips, distributed through iShopChangi Home Delivery and iShopChangi ColCollection Counters from 06 June to 23 July 2025.

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. 

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 28 May to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants are:

a) New users of Liquid Account1 in Changi Pay, i.e., the digital wallet page in the Changi Application

b) Set up Liquid Account by 31 July 2025 with referral code featured on Changi Pay A5 Flyers distributed at Terminal 3 STEPS from 28 May to 30 May 2025

c) Use Changi Pay for payments through Liquid Account by 30 September 2025

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet. 

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at https://www.changiairport.com/en/help/changi-app/faq/changi-pay.html - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by the respective deadlines:

a) By 31 July 2025:

1) Register for a Liquid Account¹ for the first time via Changi Pay; and

2) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay

b) By 30 September 2025: 

1) Make Eligible Transactions (with no minimum spend required) with Changi Pay.

7. Upon fulfilling Clause 6, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) on their 5th Eligible Transaction in their Changi Pay digital wallet account.

8. Participants will receive an additional S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) on their 15th Eligible Transaction.

9. This Promotion is limited to the first 2,500 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. The maximum e-Vouchers allocation per Participant is: 

a) S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) for the 5th Eligible Transaction

b) S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) for the 15th Eligible Transaction

10. All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end. 

11. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at https://www.changiairport.com/en/help/changi-app/changi-pay/outlets.html .

12. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

13. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

14. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation. 

17. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via https://feedback.changiairport.com/ within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18. All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act. 

19. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.
 

__________________________________________________________________________________________________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code featured on the Changi Pay A5 flyers, d, distributed from 28 to 30 May 2025 at Terminal 3 STEPS.

RECEIVE S$10 E-VOUCHERS UPON 5TH OVERSEAS SPEND AND ADDITIONAL S$15 E-VOUCHERS UPON 15TH OVERSEAS SPEND WITH CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 19 May to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants are:

a) New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application

b) Set up Liquid Account with referral code shared through social media accounts of KOL engaged by CAG

c) Use Changi Pay for payments through Liquid Account

Definition

5.. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must complete all the following steps by the respective deadlines:

a) By 30 June 2025:

1) Register for a Liquid Account¹ for the first time via Changi Pay; and

2) Enter the referral code² on the registration page of the Liquid Account before completing the registration process in Changi Pay

b) By 30 September 2025:

1) Make Eligible Transactions (with no minimum spend required) with Changi Pay.

7.     Upon fulfilling Clause 6, the Participant will receive S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) on their 5^th Eligible Transaction in their Changi Pay digital wallet account.

8.     Participants will receive an additional S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) on their 15^th Eligible Transaction.

9.     This Promotion is limited to the first 3,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. The maximum e-Vouchers allocation per Participant is:

a)     S$10 e-Vouchers (2 pieces of S$5 Changi Pay e-Voucher) for the 5^th Eligible Transaction

b)     S$15 e-Vouchers (3 pieces of S$5 Changi Pay e-Voucher) for the 15^th Eligible Transaction

10.  All Changi Pay e-Vouchers will be credited to the Participant’s Changi Pay digital wallet account within 21 working days after each promotion calendar month-end.

11.  Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at OutLets.

12.  All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

13.  The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

14.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

15.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

16.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

17.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via Feedback For Changi Airport within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

18.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

19.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

20.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

21.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

22.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code can be found in either Genevieve’s Instagram account (Instagram handle: @theycallmegenny), Jiax’s TikTok account (TikTok handle: @jiaxthepiggybanker), Kelly Tan’s Instagram account (Instagram handle: @kelkeltan), Regina L’s Instagram account (Instagram handle: @reglhyrecommends), or Shi Hui’s TikTok account (TikTok handle: @teeeseych).

These terms and conditions are updated as of 19 May 2025.

RECEIVE S$25 CHANGI PAY E-VOUCHERS FOR EVERY S$500 OVERSEAS SPEND WITH CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 19 May 2025 to 30 September 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants must:

a) Be a Changi Pay user, i.e., the digital wallet page in the Changi App

b) Linked a Liquid Account¹ via Changi Pay;

c) Use Changi Pay for overseas payments through their Liquid Account.

(each “Participant”)

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet, excluding any discounts that may be provided by the merchant, CAG or any other parties. 

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. Participants will receive e-Vouchers for every S$500 accumulated Eligible Transactions, up to a maximum spend of S$2,000, made overseas with Changi Pay during the Promotion Period.

7. Upon meeting the spending criteria, the Participant will receive S$25 e-Vouchers (5 pieces of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8. This Promotion is limited to the first 30,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. Each Participant can receive a maximum of 20 pieces of S$5 Changi Pay e-Voucher (S$100 cumulative voucher value).

9. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at OutLets.

10. All Changi Pay e-Vouchers must be redeemed within 180 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

13.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

14.  All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

15.  In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via Feedback For Changi Airport within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

16.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

17.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

18.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

19.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

20.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

These terms and conditions are updated as of 19 May 2025.

RECEIVE S$50 CHANGI PAY E-VOUCHERS WITH S$2,000 OVERSEAS SPEND WITH CHANGI PAY

1. This Promotion is organized by Changi Airport Group (Singapore) Pte. Ltd. (“CAG”).

2. By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3. Subject to the terms and conditions contained herein, this Promotion applies to qualifying overseas spend made with Changi Pay during the Promotion Period: 19 May 2025 to 30 June 2025 (both dates inclusive) or until redemptions end, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”).

Eligibility

4. To be eligible for this Promotion, Participants must:
    a) Be a Changi Pay user , i.e., the digital wallet page in the Changi App
    b) Linked Liquid Account1 via Changi Pay;
    c) Use Changi Pay for payments through their Liquid Account

Definition

5. “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion Mechanics

6. To qualify for the Promotion, the Participant must spend an accumulation of S$2,000 in Eligible transactions made overseas with Changi Pay during the Promotion Period.

7. Upon meeting the spending criteria, the Participant will receive S$50 e-Vouchers (10 pieces of S$5 Changi Pay e-Voucher) in their Changi Pay digital wallet account within 21 working days after each calendar month-end.

8. This Promotion is limited to the first 10,000 pieces of Changi Pay e-Vouchers (S$5 denomination). The e-Vouchers will be awarded on a first-come-first-served basis. Each Participant can receive a maximum of 10 pieces of S$5 Changi Pay e-Voucher (S$50 cumulative voucher value).

9. Changi Pay e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public Area, excluding Terminal 2 canteen), Jewel Changi Airport and iShopChangi.com. Participants must apply the e-Voucher before payment is processed via Changi Pay. The list of participating outlets can be found at OutLets.

10. All Changi Pay e-Vouchers must be redeemed within 90 calendar days from the date of receipt of the Changi Pay e-Vouchers. Unredeemed Changi Pay e-Vouchers shall expire and be deemed forfeited, and there shall be strictly no extensions, refunds, or replacement given. CAG will not entertain any appeal whatsoever.

11. The Promotion and Changi Pay e-Vouchers (or any part thereof, including unutilized portion) are strictly non-stackable with any other Promotions, non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms and conditions as may be stipulated on the e-Vouchers. CAG reserves the right to replace or change the e-Vouchers without prior notice.

12. CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-Vouchers.

13. CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

14. All Participants whose e-Vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation.

15. In the event of any dispute or complaint related to the Promotion, Participants shall submit their feedback and enquiries via Feedback For Changi Airport within 7 days of the issue arising. CAG reserves the right to make the final decision on all disputes and complaints.

GENERAL TERMS & CONDITIONS

16. All payment services relating to the use of Changi Pay are provided by Liquid Group PteLtd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

17. CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

18. CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

19. In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

20. These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment

These terms and conditions are updated as of 1 June 2025.

(PROMOTION ENDED) TERMS AND CONDITIONS GOVERNING THE CHANGI PAY EXCLUSIVE MY TRAVEL HACK SOCIAL MEDIA CAMPAIGN: GET UP TO S$30 E-VOUCHERS FROM 18 MARCH 2025 - 30 JUNE 2025

1.     This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”).

2.     By participating in this Promotion, all participants shall be deemed to have read, understood and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time.

3.     Subject to the terms and conditions contained herein, this Promotion is open to all individuals who fulfil the criteria set out in Clause 6 and the Promotion must be redeemed by 30 June 2025, or while redemption quotas are available, whichever is earlier (the “Promotion Period”).

Eligibility

4.     To be eligible for this Promotion, Participants are:

a)     New users of Liquid Account¹ in Changi Pay, i.e., the digital wallet page in the Changi Application.

b)     Set up Liquid Account with referral code shared through Changi Airport Group’s social media account.

c)     Use Changi Pay for payments through Liquid Account.

(each a “Participant”)

Definitions

5.     “Eligible Transaction” means a successful peer-to-merchant QR payment through Alipay (China only), Alipay+ (overseas) or DuitNow (Malaysia) QR, via the Changi Pay digital wallet.

Examples of Eligible Transactions include paying for goods or services at merchants in countries/regions that accept Alipay (China only), Alipay+ (overseas) or DuitNow QR. Refunded transactions will not be taken into account for the purposes of this Promotion. The full list of countries accepting Changi Pay can be found at Changi Pay - under ‘Where can i use Changi Pay’.

Promotion

6.     To participate in the Promotion, the Participants must perform and complete all the following steps during the Promotion Period:

a)     By 31 May 2025

1)     Register for Liquid Account¹ for the first time via Changi Pay; and

2)     Enter the referral code² on the registration page of the Liquid Account before completing the registration process on the Changi Application;

             3)     Do a one-time top-up of at least S$50 into the Liquid Account via PayNow (“Initial Top-up Amount”); and/or

b)     By 30 June 2025

              1)     Make the first Eligible Transaction (no minimum spend required) with Changi Pay.

7.     Upon completing the steps set out in clause 6(a) above by 31 May 2025, the Participant will be eligible to receive S$10 Changi Pay e-vouchers in their Changi Pay digital wallet account within 14 working days after the end of each calendar month.

8.     Upon successful completion of the first Eligible Transaction by 30 June 2025, the Participant will be eligible to receive S$20 Changi Pay e-vouchers in their Changi Pay digital wallet account within 14 working days after the end of each calendar month.

9.     This Promotion is limited to: for clause 7 above, the first 500 sets of e-vouchers; and for clause 8 above, the first 500 sets of e-vouchers. All e-vouchers will be given away on a first-to-complete, first-to-be-given basis. Limited to 1 set of e-vouchers per Participant for clause 7 and 8 respectively.

10.  All e-vouchers are valid for a period of 3 months starting from the date of receipt of the e-vouchers. No extensions, refund, or replacement shall be permitted or entertained.

11.  All e-vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public area, excluding Terminal 2 canteen), Jewel Changi Airport and on iShopChangi.com with no minimum spend required and it must be applied by the Participant in Changi Pay before payment is being processed. The list of participating outlets can be found via OutLets.

12.  Participant will not qualify for the Promotion if they previously register for a Liquid Account (e.g. by deleting their existing Liquid Account linked to Changi Pay and subsequently registering for a new Liquid Account), if they registered for a Liquid Account through Changi Pay before the Promotion Period, and/or if they withdraw the Initial Top-up Amount from their Liquid Account during the Promotion Period. In the event that a Participant is later determined to be ineligible for the Promotion, CAG reserves the right to withdraw the e-vouchers.

13.  All Participants cannot qualify for any other new Liquid Account user promotions rolled out by CAG.

14.  All e-vouchers (or any part thereof, including unutilized portion) are strictly non-transferable, non-refundable, and non-exchangeable for cash, credits, goods or benefits-in-kind, unless otherwise stated. The e-vouchers are subject to such further terms and conditions as may be stipulated on the e-vouchers. CAG reserves the right to replace or change the e-vouchers without prior notice.

15.  All e-vouchers must be redeemed by the date specified within the e-vouchers, after which the e-vouchers shall be deemed forfeited, and there shall be strictly no extensions. CAG will not entertain any appeals whatsoever.

16.  CAG shall not be responsible for any consequences, including but not limited to loss of life, injury to person and/or damage to property, arising from and/or in connection with the Participant’s participation in the Promotion, or the Participant’s redemption and/or use of the gifts and e-vouchers.

17.  CAG’s determination on all matters relating to the Promotion shall be final, conclusive, and binding. No correspondence and/or appeals will be entertained.

18.  All Participants whose e-vouchers have been unredeemed or forfeited shall not be entitled to any payment or compensation

GENERAL TERMS & CONDITIONS

19.  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). CAG is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

20.  CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this Promotion, and each Participant agrees to indemnify and hold CAG harmless from and against any and all claims, damages, losses, costs or expenses suffered or incurred by CAG in relation to the Promotion.

21.  CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein at any time at its absolute discretion without further notice.

22.  In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the Promotion, these terms and conditions shall prevail.

23.  These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and all Participants hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto.

________________________________________

¹ Liquid Account refers to the e-money account provided by Liquid that would be linked to Participant’s Changi Pay account that can be used as an e-wallet for payment.

² The Liquid Account referral code can be found on Changi Airport’s Instagram Dark Post from 19 March – 31 May 2025.

These terms and conditions are updated as of 18 March 2025.

1. The Promotion 

1.1 This Promotion is organized by Changi Airport Group (Singapore) Pte Ltd. (“CAG”). 

1.2 By participating in this Promotion, all participants shall be deemed to have read, understood, and agree to be bound by the following terms and conditions and all amendments, additions, replacements, and modifications hereto as may be made from time to time. Subject to the terms and conditions contained herein, this Promotion is valid for Changi Pay users from 1 April 2024, 0000 hours (SGT) to 31 March 2025, 2359 hours (SGT) (both dates inclusive) or when redemptions last, whichever is earlier, or such other period(s) as may be determined by Changi Airport Group in its absolute discretion (the “Promotion Period”). 

2. Eligibility 

    2.1 To be eligible for this Promotion (“Eligible User”), you must use Changi Pay for the payment through Liquid Account.

3. Definitions 

    3.1 “Eligible Transaction” means a successful peer-to-merchant QR payment made through Alipay+ (overseas) or DuitNow     (Malaysia) QR, via the Changi Pay digital wallet.

4. Promotion Mechanics 

    4.1 An Eligible User will receive a set of e-vouchers worth S$50 (“e-Vouchers”) with every S$500 nett accumulative spend on     Eligible Transactions made overseas during the Promotion Period. Refunded transactions will not be taken into account for the     purposes of this Promotion. Each Eligible User may receive a maximum of four (4) sets of Changi Pay e-Vouchers within the     Promotion Period. The list of countries accepting Changi Pay include China, Malaysia, Macau, Hong Kong, Japan and South Korea.     The full list of countries accepting Changi Pay can be found via Changi Pay - Where can i use Changi Pay. 

    4.2 The e-Vouchers comprises 5 pieces of S$10 off with no minimum spend Changi Pay e-vouchers. 

    4.3 The Promotion is limited to the first 2,000 set of e-Vouchers to be given away on a first-come-first-served basis. 

    4.4  The e-Vouchers are valid for a period of 6 months starting from the date of receipt of the e-Vouchers. No extension, refund, or     replacement shall be permitted or entertained. 

    4.5 The e-Vouchers can be used for purchases at participating outlets at Changi Airport Terminals (both Transit and Public area,     excluding Terminal 2 canteen), Jewel Changi Airport and on iShopChangi.com with no minimum spend required and it must be     applied by the Eligible User in Changi Pay before processing payment. The list of participating outlets can be found via OutLets.

    4.6 Amounts paid for the purchase of tobacco products (including without limitation cigarettes, cigars, or any other form of tobacco,     or any tobacco derivative or substitute) will not be eligible for the redemption of the e-Vouchers. 

    4.7 The e-Vouchers (or any part thereof, including any unutilized portion) are strictly non-refundable, non-transferable, and not     exchangeable for cash, credit, goods or benefits-in-kind, unless otherwise stated. The e-Vouchers are subject to such further terms     and conditions as may be stipulated on the e-Vouchers.

5. Fulfilment

    5.1 Subject to the fulfilment of the terms and conditions set out herein, CAG shall credit the e-Vouchers to the Eligible User’s Changi     Pay wallet account within 14 working days after the end of every calendar month. 

    5.2 Eligible Users who qualify for the e-Vouchers will be notified by email, or any other suitable means as CAG may deem fit, within     14 working days after the end of every calendar month.

6. GENERAL TERMS & CONDITIONS 

    6.1  All payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). Changi Airport Group     (Singapore) Pte Ltd is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment     Institution licenses for account issuance, domestic money transfer, cross-border money transfer, merchant acquisition and e-money     issuance under the Payment Services Act. 

    6.2 CAG’s decisions on all matters relating to the Promotion are final, conclusive, and binding on all Users. 

    6.3 CAG shall not be liable for any damages, loss or inconvenience for any matter arising out of or in connection with this     Promotion, and each User agrees to indemnify and hold CAG harmless from and against any and all claims, damage, losses, costs or     expenses suffered or incurred by CAG in relation to the Promotion. 

    6.4 CAG reserves the right in its sole and absolute discretion to terminate the Promotion or to vary the terms and conditions herein     at any time at its absolute discretion without further notice. 

    6.5 In the event of any inconsistency between these terms and conditions and any other form of publicity collateral relating to the     Promotion, these terms and conditions shall prevail. 

    6.6 These terms and conditions shall be construed and governed in accordance with the laws of the Republic of Singapore. CAG and     all Users hereby accept the exclusive jurisdiction of the Singapore courts to rule on any issues or disputes related thereto. 

These terms and conditions are updated as of 21 August 2024.