Pay like a local overseas

Singapore residents* can now give the money changers a miss on their next trip to China, Japan, Korea, Malaysia and more.

Pay quickly and safely with Changi Pay at Alipay+ enabled merchants and enjoy competitive exchange rates and no transaction fees.

Just scan the merchant's QR code or present your Changi Pay QR to the merchant and pay according to the daily exchange rate reflected.


*To use Changi Pay overseas, you will require a Singpass account for verification.


Refer here for full Changi Pay Terms & Conditions.

View our Frequently Asked Questions for full list of countries accepting Changi Pay.


For your overseas travel


Travelling soon?

Receive a S$10 Changi Pay e-Voucher and S$30 iShopChangi Promo Code when you activate your Changi Pay-linked Liquid Account and make a one-time top-up of S$50 and above.

Remember to download the Changi App and activate Changi Pay in Singapore before you depart.

*Terms and Conditions apply.

Receive additional S$20 worth of incentives* (For China only)

Spend in China to earn the following rewards!

Steps Rewards
Make 3 transactions in China (min. RMB100 per transaction) S$5 Changi Pay + S$5 Lotte e-Vouchers
Spend RMB888 and above S$5 Fragrance + S$5 The Cocoa Trees e-Vouchers


*Terms and Conditions apply.

Purchase Travel Insurance from S$1.78* per day

Travel with peace of mind, knowing that ChangiAssure cost-effective options provide comprehensive protection, giving you confidence throughout your journey. Here's what our plans include:

1.       Comprehensive Protection & Coverage

2.       Instant Issuance of a Certificate of Insurance

3.       COVID-19 Coverage

4.       Monkeypox Coverage

5.       24-Hour Helpline Support

Explore our affordable pricing plans now!

*Terms and Conditions apply.

How to use Changi Pay Overseas

Explore More with Changi Pay

What is Changi Pay

Learn more about Changi Pay, our ongoing promotions and how you can earn rewards when you dine and shop around the airport.

Find Out More

Weekly Shop & Dine deals

Save your e-Vouchers and start using Changi Pay today. Don't miss out on our exciting deals even when you are not travelling!

Discover More

Shop online at

Get S$10 off* with a minimum spend of S$50 with Changi Pay.

*Terms and Conditions apply.


Changi Pay Guide

Your all-in-1 guide on how to activate, top up and scan and pay with Changi Pay.


How It Works

Not on Changi Pay?
Download the Changi app and activate Changi Pay* now!

*with your Singapore-registered mobile number

Powered By Liquid Group Pte Ltd

The payment services relating to the use of Changi Pay are provided by Liquid Group Pte Ltd (“Liquid”). Changi Airport Group (Singapore) Pte Ltd is marketing the aforesaid payment services on behalf of Liquid. Liquid is the holder of a Major Payment Institution license for account issuance, domestic and cross-border money transfer, merchant acquisition and e-money issuance under the Payment Services Act.

Liquid Group’s solutions are certified with PCI DSS v3.2.1 under the Payment Card Industry Security Standards Council for credit card information security, and ISO 27001:2017 for information security management and data protection.